Monday 23 December 2013

Stuck for a Present? - A Thought for Christmas

In the run-up to Christmas, a friend introduced me to Kiva.

Kiva is an organisation that enables people to make loans to those in the developing world who need capital to start or develop some means of becoming self-sufficient.  So you can go to their site, look at projects, and decide whether you want to support the expansion of a farm, or the purchase of a goat…

Over time, the loan is repaid, at which point you can reclaim your money, reinvest it in another project, or make it a donation.

You can start with a very small amount, to get the feel of it ($30, I think). Then, of course, you can expand your portfolio...

So this year, following a friend's example, we are giving each of the children a Kiva voucher. They can then choose which projects they wish to support, and watch their progress over time.

I envisage we will repeat this every Christmas, so over the years they will end up with a portfolio of several projects they have supported - and also with an appreciation of how much good relatively small amounts of spare cash can do to people much less fortunate than themselves: so it is a present which educates as well.

So if you are stuck for a present, I commend Kiva to you (and even if you are not…)

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